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Personal Loans

Cash Signature Loans

Cash Signature Loans are available with the maximum loan amount being determined by the member’s gross annual income and their credit worthiness. These loans can be granted with no collateral and can be used for most any needs.

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Line of Credit Loans

For your convenience, a line of credit may be approved up to $10,000. Once approved, you may request an advance by phone, mail or in person. These draws can be deposited into your MUNA Federal checking account, wired or disbursement made by check. To qualify for a line of credit loan, the member must have sufficient income. 

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Share and Certificate Secured Loans

You may borrow up to the available amount invested in your Regular Share Savings for terms up to 120 months. The maximum number of months of repayment is determined at the discretion of the Loan Officer, by using the guideline of a $1000 minimum payback per year. You may also borrow up to the amount invested in a certificate with MUNA Federal.

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MAKE YOUR MUNA LOAN PAYMENT ONLINE

MUNA Federal Credit Union is pleased to offer you the option to make a payment on any of your MUNA loans online — using your debit card, transfer from a MUNA account or a draft from another bank. Just use the link here By the way, you can also call us at 601.693.8563 and do the same.

Skip-A-Pay

Take a break from your monthly loan payment with MUNA's Skip-A-Pay. Click on the "It's Me 247" button below to set up your Skip-A-Pay in your account.

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