Privacy Policy

What does MUNA Federal Credit Union Do with Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

​

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and account balances

• Credit history and credit scores

• Transaction or loss history and wire transfer instructions

When you are no long our member, we continue to share your information as described in this notice.

​

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reason financial companies can share their members’ personal information; the reasons MUNA Federal Credit Union chooses to share; and whether you can limit this sharing.

Reason we can share your personal information: For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus. MUNA FCU does share this information; you cannot limit this sharing.

Reason we can share your personal information: For our marketing purposes — to offer our products and services to you. MUNA FCU does share this information; you cannot limit this sharing.

Reason we can share your personal information: For joint marketing with other financial companies. MUNA FCU does share this information; you cannot limit this sharing.

Reason we can share your personal information: For our affiliates’ everyday business purposes — information about your transactions and experiences. MUNA FCU does NOT share this information; we don’t share.

Reason we can share your personal information: For our affiliates’ everyday business purposes — information about your credit worthiness. MUNA FCU does NOT share this information; we don’t share.

Reason we can share your personal information: For our non-affiliates to market to you. MUNA FCU does NOT share this information; we don’t share.

​

Questions: Call 601.693.8563 or go to www.munafederal.com

​

What We Do

How does MUNA Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does MUNA Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

• Open an account or apply for financing

• Give us your contact information or give us your wage statements

• Show us your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

​

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes — the information about your creditworthiness

• Affiliates from using your information to market to y9ou

• Sharing for non-affiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

​

Definitions

Affiliates — Companies related by common ownership or control. They can be financial and nonfinancial companies. MUNA is affiliated with Singing River Federal Credit Union.

​

Non-Affiliates — Companies not related by common ownership or control. They can be financial and non-financial companies. MUNA Federal Credit Union does not share with our non-affiliates to they can market to you.

​

Joint Marketing — A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our join marketing partners include CUNA Mutual Group’s MemberConnect.