Savings Accounts


To become a member of MUNA Federal Credit Union, your first step is to open a Regular Share Savings account with a low minimum deposit of $25.00. Often referred to you as your membership account, this foundation opens the door to all of the other services as offered by MUNA Federal Credit Union.


Often referred to you as your "Membership" account, this foundation opens the door to all of the other services as offered by MUNA Federal Credit Union. The minimum balance of $25.00 must be maintained at all times to qualify for any membership services. Accounts have no service fees and offer 1 free official check withdrawal each month.


MUNA Federal Money Market Share Savings accounts earn higher dividend rates than a Regular Share Savings account. You can open your account with a minimum balance as low as $1,000.00. For your convenience, you may transfer or withdraw from the account up to 6 times per month. Dividends are accrued daily and paid monthly at very competitive rates.


Children up to 17 years of age eligible to open a Youth Share Savings account with MUNA Federal. The minimum deposit to open the account is $5.00 and there is no membership fee. A minimum daily balance of $25.00 must be maintained in the account each day to obtain the disclosed annual percentage yield. Your dividends are compounded and paid quarterly.


Open a Christmas Club account with no minimum balance and you'll be ready for the holiday season. You can make check or cash deposits or you have the option to deposit to the account by payroll deduction. The big advantage to our Christmas Club accounts is that you will have your money available in your savings to withdraw each year after October 1st.


MUNA Federal Credit Union

Mailing Address:     P.O. Box 3338

                                  Meridian, MS 39303
Physical Address:   4400 Hwy 39 N

                                  Meridian, MS 39301


Routing Number:   265377756


TEL: 601-693-8563

FAX: 601-485-8826

CU*Talk: 1-855-250-2603

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Equal Housing Lender

* Terms & Conditions - APR = Annual Percentage Rate. Loans based on approved credit. Rates may vary. Loan MUST be financed DIRECTLY through MUNA Federal Credit Union, not through a car dealer to qualify. Some restrictions may apply. Speak to a Loan Officer for further details or if you have questions.

** By clicking this link you are leaving MUNA Federal Credit Union’s website and going to a website that is not operated by the credit union. MUNA Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that MUNA Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.