Consumer Loans

 

Here at MUNA Federal we have a dedicated Loans Department to meet all of your loan needs. Whether you are a new member or have been a member forever we are here for you. Whether it be a new vehicle, boat, or you just need some extra money to get a few things done we will work with you however we can. There is no minimum time limit on how long you have to have been a member with us. So please explore our loan options and feel free to call or come in to one of our offices today for more information.

Car, Truck and Van Loans

 

Financing may be approved up to 100% of the Manufacturer's Suggested Retail Price (MSRP) value, including taxes, and the first car tag fee up to 72 months.  A purchase order agreement with the serial number of the vehicle must be furnished by the auto dealership prior to the loan disbursement.

 

CLICK HERE TO APPLY!

 

CHECK VEHICLE PRICES HERE!

 
Pre-Negotiated Discounts with TrueCar
Personal Loans

 

Cash Signature Loans are available with the maximum loan amount being determined by the member's gross annual income and their credit worthiness. These loans can be granted with no collateral and can be used for most any needs.

 

CLICK HERE TO APPLY!

Lines of Credit

 

For your convenience, a line of credit may be approved up to $10,000.00. Once approved, you may request an advance by phone, mail or in person. These draws can be deposited into your MUNA Federal checking account, wired or disbursement made by check. To qualify for a line of credit loan, the member must have sufficient income. 

 

CLICK HERE TO APPLY!

Mortgage and HELOC

 

A variety of programs are offered, such as 20-30 year fixed rate loans, VA loans to qualified borrowers, adjustable-rate mortgages, etc.  Rates are competitive and flexible to meet the demands of today’s market.

 

CLICK HERE TO APPLY!

 

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Share and Certificate Secured Loans

 

You may borrow up to the available amount invested in your Regular Share Savings for terms up to 120 months. The maximum number of months of repayment is determined at the discretion of the Loan Officer, by using the guideline of a $1000.00 minimum payback per year. You may also borrow up to the amount invested in a certificate with MUNA Federal.

 

CLICK HERE TO APPLY!

MUNA Federal Credit Union

Mailing Address:     P.O. Box 3338

                                  Meridian, MS 39303
Physical Address:   4400 Hwy 39 N

                                  Meridian, MS 39301

 

Routing Number:   265377756

Call

TEL: 601-693-8563

FAX: 601-485-8826

CU*Talk: 1-855-250-2603

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Equal Housing Lender

* Terms & Conditions - APR = Annual Percentage Rate. Loans based on approved credit. Rates may vary. Loan MUST be financed DIRECTLY through MUNA Federal Credit Union, not through a car dealer to qualify. Some restrictions may apply. Speak to a Loan Officer for further details or if you have questions.

** By clicking this link you are leaving MUNA Federal Credit Union’s website and going to a website that is not operated by the credit union. MUNA Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that MUNA Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.