How to join MUNA Federal Credit Union!


Membership is open to you if you live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located in Lauderdale County, Mississippi. You may also be eligible for membership if you have an immediate family member who is a member of MUNA Federal Credit Union. Another benefit is that once you open your membership, your immediate family will also become eligible for membership. In both cases, we consider "immediate family" to be anyone related by blood or marriage.


As a member of MUNA Federal Credit Union you are a part owner of a not-for-profit financial cooperative. Once you join, your membership is for life, as long as you maintain your account in good standing. Our policy is "Once a Member, Always a Member". If you no longer live, work or worship in Lauderdale County, you may still remain a member of the credit union. You must, however, keep a minimum balance of $25.00 in your Regular Share Savings account and keep it active.


To start your membership, you must open a Regular Share Savings account. This gives you a share ownership in MUNA Federal. To begin membership you must:


  • Complete a membership application

  • Bring a government or state issued photo id

  • Bring your social security card

  • Deposit a minimum of $25.00


Special membership privileges are available for children under the age of 17. For our "Younger" membership you must:


  • Complete a membership application

  • Bring their birth certificate

  • Deposit a minimum of $5.00

  • Account must have a minimum balance of $25.00 upon reaching age 18.

MUNA Federal Credit Union

Mailing Address:     P.O. Box 3338

                                  Meridian, MS 39303
Physical Address:   4400 Hwy 39 N

                                  Meridian, MS 39301


Routing Number:   265377756


TEL: 601-693-8563

FAX: 601-485-8826

CU*Talk: 1-855-250-2603

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Equal Housing Lender

* Terms & Conditions - APR = Annual Percentage Rate. Loans based on approved credit. Rates may vary. Loan MUST be financed DIRECTLY through MUNA Federal Credit Union, not through a car dealer to qualify. Some restrictions may apply. Speak to a Loan Officer for further details or if you have questions.

** By clicking this link you are leaving MUNA Federal Credit Union’s website and going to a website that is not operated by the credit union. MUNA Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that MUNA Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.