How to join MUNA Federal Credit Union!


Membership is open to you if you live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located in Lauderdale County, Mississippi. You may also be eligible for membership if you have an immediate family member who is a member of MUNA Federal Credit Union. Another benefit is that once you open your membership, your immediate family will also become eligible for membership. In both cases, we consider "immediate family" to be anyone related by blood or marriage.


As a member of MUNA Federal Credit Union you are a part owner of a not-for-profit financial cooperative. Once you join, your membership is for life, as long as you maintain your account in good standing. Our policy is "Once a Member, Always a Member". If you no longer live, work or worship in Lauderdale County, you may still remain a member of the credit union. You must, however, keep a minimum balance of $25.00 in your Regular Share Savings account and keep it active.


To start your membership, you must open a Regular Share Savings account. This gives you a share ownership in MUNA Federal. To begin membership you must:


  • Complete a membership application

  • Bring a government or state issued photo id

  • Bring your social security card

  • Deposit a minimum of $25.00


Special membership privileges are available for children under the age of 17. For our "Younger" membership you must:


  • Complete a membership application

  • Bring their birth certificate

  • Deposit a minimum of $5.00

  • Account must have a minimum balance of $25.00 upon reaching age 18.