Courtesy Pay is a specific amount that your account is allowed to be overdrawn by. This amount can be anywhere from $100-$600 depending on how much you are approved for. This is not a loan, it is a convienience to you, our member. Courtesy Pay allows you to take your account negative in the event that you write a check or a draft clears your account that would normally be returned NSF. Now instead of that item being returned and you having a NSF charge on your account as well as a fee from whomever you wrote the check to, you will only have the Courtesy Pay fee charged and the item will be paid as long as your courtesy pay has enough room to cover the transaction.
For complete information please come into one of our offices today and speak with one of our Account Representatives.