Courtesy Pay


Courtesy Pay is a specific amount that your account is allowed to be overdrawn by.  This amount can be anywhere from $100-$600 depending on how much you are approved for.  This is not a loan, it is a convienience to you, our member.  Courtesy Pay allows you to take your account negative in the event that you write a check or a draft clears your account that would normally be returned NSF. Now instead of that item being returned and you having a NSF charge on your account as well as a fee from whomever you wrote the check to, you will only have the Courtesy Pay fee charged and the item will be paid as long as your courtesy pay has enough room to cover the transaction.


For complete information please come into one of our offices today and speak with one of our Account Representatives.

MUNA Federal Credit Union

Mailing Address:     P.O. Box 3338

                                  Meridian, MS 39303
Physical Address:   4400 Hwy 39 N

                                  Meridian, MS 39301


Routing Number:   265377756


TEL: 601-693-8563

FAX: 601-485-8826

CU*Talk: 1-855-250-2603

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Equal Housing Lender

* Terms & Conditions - APR = Annual Percentage Rate. Loans based on approved credit. Rates may vary. Loan MUST be financed DIRECTLY through MUNA Federal Credit Union, not through a car dealer to qualify. Some restrictions may apply. Speak to a Loan Officer for further details or if you have questions.

** By clicking this link you are leaving MUNA Federal Credit Union’s website and going to a website that is not operated by the credit union. MUNA Federal Credit Union is not responsible for the content or availability of linked sites. Please be advised that MUNA Federal Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.