Why settle for High Interest Rates on "second rate" credit cards? Experience the Power of a VISA Platinum Preferred card from MUNA Federal. The card interest rate is as low as 8.99% Fixed APR. There is no annual fee. Ask how you can do free balance transfers! Come in today to fill out your application and start experiencing the power of your New VISA Platinum Preferred card. Use it to transfer balances from high interest rate cards, home improvements, or whatever needs may arise.